FAQ

Finital Group is not a traditional bank, but we offer financing solutions through our unique business model and extensive network of financial partners. Here’s how we can provide these services:

• Strategic Partnerships: We collaborate with various financial institutions, investors, and specialized funds to provide tailor-made financing solutions. These partnerships allow us to access diverse financial resources and products.

• Expertise and Advice: Our team of financing experts analyzes your specific needs and offers customized solutions using our in-depth knowledge of the market and available financial products.

• Alternative Solutions: We offer alternative financial products such as deferred financing, bullet financing, and other options tailored to the needs of businesses and projects. These solutions are designed to address specific requirements not always covered by traditional banks.

• Financial Innovation: We use innovative approaches to structure financing and optimize conditions for our clients, leveraging market trends and new financial technologies.

The funds used for our financing solutions come from several sources:

• Institutional Investors: We work with investment funds, insurance companies, and asset managers who invest in various financial products, including those we offer.

• Financial Partners: We have agreements with banks and other financial institutions that provide us with funds for specific loans and financing.

• Private Investors: We collaborate with private investors and family offices that contribute capital to support projects and growing businesses.

• Venture Capital Funds: For venture capital projects, funds come from venture capital firms and investors seeking opportunities in startups and innovative companies.

By combining these different sources of funds, we can offer a variety of financing solutions tailored to the specific needs of our clients.

We offer a range of financing solutions, including:

• Deferred Financing: Postponing the start of payments to a later date.
• Bullet Financing: Interest is paid during the loan term, with the principal repaid in a single payment at the end of the period.
• Startup Financing: Financial support for young, growing businesses.
• Real Estate Financing: Options for residential, commercial, and industrial real estate projects.
• Cryptocurrency Management: Solutions to optimize and secure cryptocurrency investments.
• Venture Capital: Investment in innovative projects with high growth potential.

At Finital Group, we may request cryptocurrency as collateral for several reasons related to the nature and benefits of these digital assets. Here’s why we use such guarantees:

• Diversification of Collateral: Cryptocurrencies offer a modern and diversified alternative to traditional collateral such as real estate assets or financial securities. By accepting cryptocurrencies, we expand the options available to our clients and their projects.

• Liquidity and Accessibility: Cryptocurrencies are often highly liquid, meaning they can be quickly converted into cash if needed. This provides greater flexibility for transactions and financial adjustments.

• Innovation and Adaptation: By integrating cryptocurrencies as collateral, we align with current trends and financial innovations. This allows Finital Group to remain at the forefront of market developments and offer modern solutions tailored to contemporary needs.

• Security and Transparency: Cryptocurrency transactions are conducted via blockchain technologies, offering enhanced transparency and security. Transaction records are immutable and verifiable, reducing the risk of fraud.

• Volatility Management: We have rigorous procedures for evaluating and managing the volatility of cryptocurrencies. Collateral in the form of cryptocurrencies is often accompanied by hedging mechanisms or adjustments to minimize the risks associated with value fluctuations.

• Investment Opportunities: For certain projects and clients, cryptocurrencies may also represent a strategic investment opportunity. Collateral in the form of cryptocurrencies can offer growth potential aligned with the financial goals of our partners.